Don’t Have an SSN? You Can Still Rent a Room With an ITIN

October 24, 2023

In a world that is becoming increasingly interconnected, PadSplit is committed to providing affordable housing solutions for all members of society, regardless of their nationality or background. Understanding the diverse needs of its potential members, PadSplit has recently expanded its acceptance criteria to include ITINs (Individual Taxpayer Identification Numbers) as an alternative to Social Security Numbers (SSNs). This significant step opens doors to a wider range of individuals and reflects PadSplit’s dedication to inclusivity and equal housing opportunities.

What to Know About ITINs

An Individual Taxpayer Identification Number (ITIN) is considered to be a tax processing number officially issued by the IRS for those who are required to have a U.S. taxpayer ID number but don’t have a Social Security Number (SSN). For immigrants and others without SSNs, ITINs are a crucial means to engage in various financial activities in the United States, including renting a home.

How to Apply for an ITIN

Option 1: By Mail

To obtain an ITIN, applicants can file a Form W-7 document, Application for IRS Individual Taxpayer Identification Number, along with original documentation or certified copies from the issuing agency to prove their identity and foreign status. The completed form and supporting documents should be mailed to the IRS at the following address:

Internal Revenue Service
Austin Service Center
ITIN Operation
P.O. Box 149342
Austin, TX 78714-9342

Option 2: In-Person Assistance

Alternatively, applicants can apply in person using the services of an IRS-authorized Certifying Acceptance Agent or schedule an appointment at a designated IRS Taxpayer Assistance Center. These options eliminate the need to mail original documents, ensuring a smoother and more secure application process.

When to Apply and Processing Time

Individuals can apply to obtain an ITIN at any specific time during the year when they have a filing or reporting requirement, especially if you’re wondering, “Is my ITIN expired?” It is advisable to complete Form W-7 when preparing to file a federal income tax return. The processing time for ITIN applications is approximately seven weeks if the applicant qualifies and the application is complete. Applicants can always review the status of their submitted application at any time by contacting the IRS after this period.

How PadSplit Is Embracing Diversity

By accepting ITIN numbers, PadSplit is breaking down barriers and fostering a sense of belonging for everyone seeking affordable housing. This initiative ensures that immigrants, international students, and others without SSNs can access PadSplit’s innovative housing solutions. PadSplit’s commitment to diversity and inclusion is not just a statement but a tangible action, empowering individuals from various backgrounds to find secure and affordable housing, a fundamental right that everyone deserves. The money saved with PadSplit can even be used to secure ITIN mortgages, making it possible to become a homeowner.

Not only can you rent a room, but you can also obtain a personal loan with ITIN and take advantage of ITIN loan programs through ITIN lenders. ITIN borrowers can make large purchases without an SSN to enhance the quality of their lives. Many ITIN jobs are also available in each state.

Need Help or Have Questions?

If you have questions about ITINs or need assistance filling out your application, reach out to the IRS for support. Call 800-829-1040 (within the U.S.) or 267-941-1000 (international) for guidance regarding your ITIN application status.

In embracing ITIN numbers as an alternative to SSNs, PadSplit is paving the way for a more inclusive future where housing is accessible to all. Join us in celebrating this progressive step toward equality, and let’s build a diverse and harmonious community together.

If you’re ready to find a room for rent, visit PadSplit today and apply to become a Member with an ITIN. You can get approved in minutes and move into your new PadSplit home tomorrow.

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