How to become a
PadSplit member
Step 1
Fill out a membership application
Our homes are only available to PadSplit members. To get started, we'll need basic information like your name and email. For safety, we conduct background checks, so we’ll also need your SSN / ITIN and we’ll need to verify your employment and income.
Step 2
Choose your room
When you’re accepted as a member, you'll be able to select the specific room you want in the house of your choice.
Step 3
Lock it down
Once you've chosen your room, you'll pay your first membership fee. This is a simple, weekly fee that covers your room and all other PadSplit benefits like utilities, WiFi, laundry, and furnishings.
Step 4
Get moving!
On move-in day, you’ll receive an email with everything you’ll need to get settled into your new space. Then you’re all set! It’s time to start saving and planning for your future.
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What are you waiting for?
Take the keys
Frequently asked questions
What are the benefits of living in a PadSplit?
Living in a PadSplit is different from traditional rentals. Members only pay one bill each week, and it covers a private furnished room, all utilities, and free credit reporting. To be approved, you don’t need a minimum credit score, and you won’t have to pay a big security deposit. PadSplit reports Membership payments to help our Members build their credit histories and improve their credit scores. Through our partnership with Esusu partnership, 95% of PadSplit Members have seen an improvement in their credit score. On average, Members save $420 a month while living in a PadSplit and have purchased a car or paid off credit card and student loan debt.
How much can I save?
PadSplit Members can save hundreds of dollars compared with traditional rentals. When you live in a PadSplit, you pay one bill each week which covers your rent, utilities, and free perks like credit reporting and telehealth services. Not only are you saving money, but you’re building your credit score with each on-time payment. Check out our Member Savings Calculator to see how much you can save.
Can I live in a PadSplit if I’ve had an eviction?
At PadSplit, we believe the people who serve our communities deserve the opportunity to live in them too. Members who have had more than two evictions in the last 7 years will not be approved. Learn more about our Approval Criteria.
What’s the minimum credit score to live in a PadSplit?
Great news! There is no minimum credit score required to live in a PadSplit. When you apply to become a Member, we may review your credit history. However, your credit history is not a factor in the approval process. In fact, we report all on-time payments through our partnership with Esusu, and 95% of Members see an increase in their credit score.
Can I see a room before I move in?
Because we value the privacy of our Members, you are not allowed to tour the physical home before your move-in date. That’s why we have 3D tours of almost every property; you can get a tour without having to go anywhere! Once you are approved as a Member, you can view cross-streets for specific homes and see nearby attractions such as public transit, grocery stores, and gas stations. We provide one free transfer within 14 days of your initial commitment period.