Payments

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What other fees are included in my weekly rate?

Last updated November 4, 2026

Your weekly rate on PadSplit includes your Host’s room rate, a transaction fee, and, for some Members, a HostGuard fee. Here’s a quick breakdown of each charge so you can easily understand what’s included in your total weekly rate.

Room Rate

The room rate is the weekly price your Host sets for your room, before any PadSplit fees are added.

Transaction fee (2.75%)

The transaction fee covers the cost of processing your payment. It's calculated as 2.75% of your Host's room rate and is paid directly to our payment processor.

HostGuard fee (2.25%)

The HostGuard fee helps fund PadSplit's HostGuard protection program, which covers Hosts for things like property damage, eviction-related expenses, and general liability. It's calculated as 2.25% of your Host's room rate. You can read more about what HostGuard covers in our HostGuard FAQs.

How this shows up in your total weekly rate

You won't see the transaction fee or (if applicable) the HostGuard fee broken out as separate line items on your dashboard or invoice. They're already built into the single total weekly rate (also called your Membership Dues) you're quoted and billed:

Total weekly rate = Host's room rate + transaction fee (2.75%) + HostGuard fee (2.25%, if your property participates)

For example, if your Host's room rate is $200/week:

  • If only the transaction fee applies: $200 + $5.50 (2.75%) = $205.50, which rounds to $206 total weekly rate.

  • If the transaction fee and HostGuard fee both apply: $200 + $5.50 (2.75%) + $4.50 (2.25%) = $210 total weekly rate.

Why a rate increase can look like more than your Host's stated increase

Because these fees are calculated as a percentage of your Host's room rate, they're recalculated any time that rate changes. If your Host raises the room rate, the total increase reflected in your weekly rate will run a bit higher than the flat dollar amount your Host raised. The difference is the added transaction fee (and HostGuard fee, if your property participates) on that increase, plus any rounding. For more information on when and how Hosts can increase room rates, see Will my weekly rate ever increase?

The transaction fee applies to all Members on the PadSplit platform. The HostGuard fee only applies if your property participates in the program. Both are part of our standard billing structure.