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My payment is not going through

Last updated November 2, 2026

If you're experiencing payment errors or declines, please try these troubleshooting steps:

  1. Use an alternative payment method: This is often the quickest solution.

  2. Check your balance: Ensure you have sufficient funds in your account.

  3. New card? Verify activation: If it's your first time using the card, confirm it's been activated by your bank.

  4. App issues? Try the website: If the PadSplit mobile app is giving errors, attempt payment through our website.

  5. Confirm account status: Verify with your bank that the linked account is active and open.

  6. Try adding a new card:

    • Log in via desktop or mobile browser

    • Go to dashboard and click 'Pay Now'

    • Choose 'Add New Card' from the payment method dropdown

    • Enter card details: number, expiration, CVC, and billing zip code

    • Leave 'Save card for future use' unchecked

    • Enter payment amount and click 'Submit a Payment'

  7. Double-check card information: Ensure all details, including billing zip code, are correct.

  8. Using a prepaid card? Review our prepaid card policy for acceptance criteria.

  9. Register your zip code: Call your card issuer to register your zip code, then re-enter payment details as in step 6.

If problems persist, please contact our support team for further assistance.

Screenshot showing where to check a failed payment in the PadSplit app